Climate Risk and Vulnerability Assessments for EU Taxonomy-compliant reporting – from AI-powered screening to engineer-validated professional reports. Service available from H2/2026.
Coordinate-precise at 30 m resolution for every individual property – from automated screening for internal decisions to engineer-validated analysis for regulatory submissions.
A Climate Risk and Vulnerability Assessment (CRVA) is a systematic evaluation of physical climate risks for economic activities. The EU Taxonomy Regulation requires it as a prerequisite for classifying economic activities as "sustainable".
Every CRVA report is created coordinate-precise for the exact property location – at a spatial resolution of 30 metres based on European Copernicus satellite data. Our engineers conduct the entire process – from location capture through climate hazard analysis to the final, validated report. Modern AI tools support data processing.
CRVA as part of EU Taxonomy reporting under the Corporate Sustainability Reporting Directive (CSRD).
Physical climate risks in real estate valuation and lending in accordance with MaRisk, EBA guidelines and the ECB climate factor. Portfolio assessments for EU Taxonomy-compliant classification of real estate collateral.
Systematic climate risk analysis for municipal climate adaptation strategies under the German Climate Adaptation Act (KAnG).
From H2/2026, the ECB will factor climate risks into its collateral valuation framework for refinancing operations (ECB climate factor). For banks with real estate loan portfolios, this has direct financial implications: properties without robust climate risk assessments may face reduced lending values and higher refinancing costs.
At the same time, the EU Taxonomy requires location-specific assessment of physical climate risks at the individual building level – generic estimates at postcode or regional level are insufficient. Banks need auditable, machine-readable results that integrate into existing credit risk and collateral valuation systems.
Our CRVA addresses these requirements:
Further reading on the regulatory context:
Available from H2/2026
Fully AI-generated climate risk analysis following EU Taxonomy methodology. For internal risk assessment and preliminary evaluation – without engineering review.
from €499 (excl. VAT)
Processing time: approx. 24h via email
Complete Climate Risk and Vulnerability Assessment according to EU Taxonomy with objective risk analysis and generic adaptation recommendations. Created by professional engineers.
from €1,199 (excl. VAT)
Processing time: approx. 2 days
Extended report with professional integration of customer-specific climate adaptation measures. Developed in close collaboration between our engineers and the customer.
from €3,499 (excl. VAT)
Processing time: approx. 1 week
Volume discounts for real estate portfolios, banks and municipalities with multiple locations.
| Locations | CRVA Screening | CRVA Basic | CEVA Complete | Time CRVA | Time CEVA |
|---|---|---|---|---|---|
| 1–10 | from EUR 499/location | from EUR 1,199/location | from EUR 3,499/location | approx. 1–2 weeks | approx. 2–4 weeks |
| 11–50 | from EUR 329/location | from EUR 799/location | from EUR 2,299/location | approx. 3–6 weeks | approx. 6–12 weeks |
| 51–250 | from EUR 249/location | from EUR 599/location | from EUR 1,749/location | approx. 2–5 months | approx. 3–6 months |
| 250+ | On request – individual project planning | ||||
Portfolio analyses include a consolidated portfolio report with risk heatmap, GeoPackage with all locations and prioritised adaptation recommendations.
All prices exclude VAT.
Important: The Complete Package requires active customer participation in completing the adaptation measures questionnaire regarding existing and planned climate adaptation measures.
Liability notice CRVA Screening: The CRVA Screening is fully AI-generated and not reviewed or validated by an engineer. The review status is "Draft". We accept no liability for the accuracy, completeness or regulatory suitability of the automatically generated results. The CRVA Screening is designed exclusively for internal risk assessment and preliminary evaluation. For regulatory submissions (EU Taxonomy, CSRD, EBA, ECB) we recommend the Basic Package with engineering validation. An upgrade from Screening to the Basic Package is available at any time.
Submit addresses, coordinates or GeoPackage to info@holistech.ai.
Automated processing of all locations within 24h.
GeoPackage, JSON, Markdown report and visualisations.
Submit location data as addresses, coordinates or GeoPackage. Automatic geocoding and validation.
Complete screening of all 33 climate hazards and quantitative analysis of 12 hazards by our engineers with AI assistance for each location.
In-depth professional analysis of relevant climate hazards by engineers under three scenarios (RCP 2.6, RCP 4.5, RCP 8.5) across three time horizons (2030, 2050, 2100) based on the EURO-CORDEX ensemble.
Creation of audit-ready reports by our engineers with risk assessment, generic adaptation recommendations and machine-readable data. AI assists as a tool.
Professional review and final adjustment of the report by a second engineer. Ensuring scientific correctness and regulatory compliance.
Sending a structured questionnaire regarding existing and planned climate adaptation measures to the customer by our engineers.
Engineers professionally evaluate customer responses and integrate reported measures. Assessment regarding effectiveness and regulatory compliance.
Creation of individualized final report by engineers with customer-specific adaptation strategies and second professional quality review.
Screening (CRVA Screening):
Basic Package (CRVA):
Complete Package (CEVA):
| Regulation | Requirement | Status |
|---|---|---|
| EU Taxonomy (Reg. 2021/2139) | RCP 8.5, horizon 2050+ | Covered* |
| EBA/GL/2025/02 | Min. 2 scenarios, 2+ time horizons | Covered* |
| ECB Climate Factor (from H2/2026) | Climate risk assessment of collateral | Covered* |
| CSRD | RCP 4.5, medium-term horizon | Covered* |
| MaRisk | RCP 4.5 + RCP 8.5 | Covered* |
| KAnG | Systematic climate risk analysis | Covered* |
* Methodologically covered – no regulatory certification. Compliance refers to the methodological implementation of the respective requirements.
All reports are professionally reviewed and validated by our engineers. This ensures scientific correctness, regulatory compliance, and audit readiness for auditors and supervisory authorities. The CRVA Screening is excluded from this process – it is fully AI-generated and carries the review status "Draft".
| Domain | Source |
|---|---|
| Terrain model | Copernicus EU-DEM v1.1 (30 m) |
| Land cover | ESA WorldCover 2021 (10 m) |
| Soil data | ISRIC SoilGrids 2.0 (250 m) |
| Climate projections | EURO-CORDEX EUR-11 Ensemble |
| Reference state | DWD observation data |
Important: For the Basic and Complete packages, AI serves exclusively as a supporting tool for our engineers – all reports are created, reviewed and validated by qualified professional engineers. The CRVA Screening is fully AI-generated (combination of local AI and cloud services). Across all packages, location data is fully anonymised before processing by cloud services – no customer information reaches external AI providers.
All CRVA reports are powered by our Geospatial API – a specialised Python library with 9 data APIs, 100+ algorithms and 170+ methods for geospatial analysis. The API encapsulates complex geodata workflows into validated, token-efficient function calls.
Through recursive optimisation based on our SpatialAgentBench results, the API is continuously improved – each new version automatically enhances the quality of all CRVA analyses built upon it.
Professional individual analyses with engineering expertise. Schedule a non-binding consultation for your CRVA or CEVA project now.
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